Broker Resources
Whether you’re looking for training, guidelines, sample sales materials or more, we at Home Savings of America are committed to providing the latest tools and resources for your business success.
Fed Regs re: Broker Compensation
- Lender Paid GFE Tool
- HSOA Lender Paid Comp Agreement and Change Request
- HSOA Wholesale Addendum New Broker Agreement
- Wholesale Compensation Presentation
- HUD’s RESPA Roundup, March 2011
- FRB LO Compensation Slides, March 17, 2011
- HSOA LO Compensation – GFE Scenarios – Wholesale
- FRB Interpretation Borrower Paid Comp for Mortgage Brokers February 10, 2011
- HSOA Wholesale LO Comp Safe Harbor Presentation 04.15.11
- HSOA LO Comp Q and A 3-30-11
Hurricane Irene Affidavits and FEMA Resources
- FEMA disaster declaration
- Hurricane Affidavit County List
- VA Requirements in Disaster Areas
- Hurricane Irene Broker Bulletin
Broker Bulletins
View our latest updates in product guidelines and policies here.
eHome Announcements
eHome Job Aids
- Broker Admin Log in (5/02/11)
- Checking 1003 Information (6/21/10)
- Checking Guidelines (6/22/10)
- Computer Settings (2/09/10)
- Conditions (6/21/10)
- Credit Vendors (5/17/11)
- Price, Pre-lock and submit a loan (09/29/11)
- Reviewing Credit (7/19/10)
- Running DU (8/04/10)
- Setting Up Credit Vendors (9/14/10)
- Submitting a Loan and Uploading Documents (8/22/11)
- Top Considerations and Hints (8/03/10)
- User Guide (8/04/10)
CEMA Resources (TEMPORARILY SUSPENDED)
- NY CEMA Submission Requirements
- CEMA Closing Attorney Memo (updated 4/1/11)
- CEMA Savings Calculator (April 2011)
- Approved CEMA Closing Attorneys
Industry Links
- Department of Housing and Urban Development (HUD)
- Fannie Mae (FNMA)
- Freddie Mac (FHLMC)
- Mortgage Bankers Association (MBA)
- National Association of Mortgage Brokers (NAMB)
- Social Security - Request Proof of Income
- Veterans Housing Administration (VA)
Marketing Tools
Flyers, mailers, letters and more geared to homebuyers, homeowners or real estate professionals. Get ideas here for your next campaign.
Miscellaneous
- VA County Loan Limits for 2011 and 2012 - 12-20-2011
- FNMA County Loan Limits (2012)
- FNMA Rental Income Calculator
- Mortgagee Letter 11-29 A
- Mortgagee Letter 11-29 B
- Mortgagee Letter 10-40 1
- Mortgagee Letter 10-40 2
- Mortgagee Letter 11-39 1
- Mortgagee Letter 11-39 2
- VA Renewal Form
- MI Guideline Comparison - Wholesale
- Approved CEMA Closing Attorneys
- USDA GF Calculator
RESPA, GFE and HUD-1 Resources
Submission Checklists
- Conventional
- FHA Purchase & Refinance
- FHA Streamline 203k checklist
- VA IRRL
- VA Purchase and Refinance
