Find Your Community Banker

Located coast to coast, our Community Bankers (account executives) are equipped to provide you with a high level of customer service, answering all your questions and issues in a timely manner, and guiding you through the loan doc and underwriting channels at Home Savings. They’ll ensure you – and your loan - receive all the support you need.

It’s why our partners rely on Home Savings of America. Every month we help thousands of brokers meet their business goals and exceed their borrowers’ expectations. Simply put, your success means our success.

This website is intended for broker use only.

Zoe Raithel

Senior Community Banker

Wholesale Division

California - Central Coast

Phone: 805-400-8585

Email: zraithel@myhsoa.com

Broker Coordinator:

Ashley Simmons

6363 Greenwich Dr. # 100
San Diego, CA 92122
Direct: 858-535-2985

Main: 888-400-3032

Fax: 866-420-1384
Email: asimmons@myhsoa.com

Zoe brings more than a decade of wholesale mortgage experience to the Home Savings Team. Previously, she put her positive attitude, work ethic, and tenacity to good use at several well-known banks. She prides herself on delivering best in class service and being a knowledgeable partner to her mortgage broker clients. Zoe enjoys the opportunity to work closely with Loan Originators and Processors in assisting their borrowers achieve the dream of home ownership on California’s scenic Central Coast.

Zoe lives with her husband of 23 years and three teenage daughters in Paso Robles. She spends her free time enjoying the natural beauty of the area - hiking, biking, beaching, and wine tasting.

Find Your Community Banker

Current Promotions