Current Promotions

Take advantage of Home Savings’ current promotion, offered exclusively to our Wholesale Lending Partners.

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Current Promotions

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.125 pt. off 720+ FICO score
.125pt. off Purchase Loans

Current Promotions

Winter Rate Specials

Our High Balance adjustment for the Agency High Balance 30yr Fixed (CF30J) has been reduced to 60bps from 80bps.HSOA will now allow current market relocks 30 days after expiration, cancellation, or denial on FIXED products. ARM products will still require a 60 day window to relock at current market.

The standard ARM margin on our Govt ARM products has been reduced to 2.00 from 2.25.  Be sure to keep in mind that HSOA continues to offer our low margin option @ 1.750 margin!

0.125pt. Price Improvement on 720+ FICO Scores

If your client has a FICO of 720 or better, you'll receive a 0.125pt price improvement on both government or contentional loans. This special includes all Fixed Rate Products, even second homes and investment properties. It cannot be applied to ARM  or HS Direct Loan Programs, combined with any other HSOA pricing specials, and excludes relocks or bulk specials. Max pricing restrictions apply.

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0.125pt. Price Improvement on Purchase Loans

Our Fall Purchase Special is valid on all owner-occupied (primary residences), for 15, 25 and 30-year conventional and government loans locked in THIS MONTH.  Max. pricing is 3.00 including incentives. This special excludes relocks and bulk specials. Excludes HS Direct products.

Questions? Contact your Wholesale Community Banker.